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Attorney Bankruptcy Las Vegas Nevada | Injury Lawyer Las Vegas Nevada

What Collection Agencies Cannot Do
It’s great that the FDCPA forces bill collectors and collection agencies to follow some basic procedures when trying to collect a debt. Even better, the law specifically outlaws the worst dept-collection horrors. The FDCPA makes the following dept collection practices illegal.

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You are Not Alone - Amazing Bankruptcy Statistics
The number of personal bankruptcies is dramatically on the rise. The number of personal bankruptcy filings in the United States increased from 660,000 in 1989 to 1,490,000 in 2001. Those one and a half million bankruptcy filings in 2001 represent one percent of all households in the country!

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What if a Bill Collector Violates the FDCPA?
If a bill collector violates the FDCPA, contact the law firm of Aaron & Paternoster at (702) 384-4111. You might actually be able to sue the bill collector or collection agency for misconduct. The key is to have proper evidence, but keep in mind that using a telephone recording device without a party's knowledge actually can be a crime in the state of Nevada.

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Can They Sue Me?
Yes, creditors can sue you. Almost everyday a client comes to our office with a paycheck that has been garnished. They apparently relied on a neighbor or friend that assured them "they won't sue, they are only trying to scare you into paying".

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Wage & Tax Garnishment
Whether this is a risk for you is determined by where you live. In some states, wage garnishment is not allowed. In Nevada, it is easy to set up and quite common, but the creditor must first obtain a judgment against you in a court of law. Wage garnishment can be particularly unpleasant since it not only cuts down on your income, but it also involves your employer. Garnishment is a hassle for your employer, and the fact that your wages are being garnished can put you in an awkward situation with your boss.

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Don't Take These Actions
Don’t pay any unsecured debts without first getting advice from your bankruptcy lawyer in Las Vegas. If you pay too much to any one creditor, you can wind up with preferential payments, which could cause your case to be open for quite some time while your trustee tries to get that money back. Besides, you’re going into bankruptcy to get debts discharged. Why pay on debts that will go away shortly?

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